Terms of Use

PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE USING THIS

WEBSITE.

The operator of this website (“we” or “us”) offers access to the website (the

“Site”) conditioned on your acceptance without modification of the terms,

conditions and notices contained herein (collectively, “Terms”) and the Privacy

Policy displayed on the Site. In addition, particular features, applications and

activities offered as part of the Site may also be subject to additional terms

specified in connection with such features, applications and activities, all of

which are incorporated herein by reference.

BY ACCESSING OR USING THE SITE, YOU AGREE TO THESE TERMS AND

THE PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS AND

THE PRIVACY POLICY, DO NOT USE THE SITE.

Please review the Applicable Laws and Disputes section of these Terms for

complete details.

MODIFICATION OF THESE TERMS

From time to time, we may change these Terms. When we do, the “Last

Updated” line above will be revised. You are responsible for regularly

reviewing these Terms. Your continued use of the Site following the posting of

changes to the Terms indicates your acceptance of those changes. Unless we

provide you with specific notice, no changes to the Terms will apply

retroactively.

ELIGIBILITY

The Site is not intended for use by people who are younger than age 13. Do

not use the Site if you are under 13.

PERSONAL USE OF SITE

The Site is for your personal, non-commercial use only. You shall not sell or

commercially exploit in any manner the Site, access to the Site or any of the

content that is featured or displayed on the Site (“Content”). You shall not

modify, distribute, transmit, display, perform, reproduce, publish, create

derivative works from or transfer any of the Content without our express

written permission. You acknowledge that any unauthorized use of any

Content could cause irreparable harm to us and agree that in the event of any

such unauthorized use, we will be entitled to an injunction in addition to any

other remedies available at law or in equity.

We may suspend or terminate your account or your use of the Site at any

time, for any reason or for no reason, including in the event that you violate

these Terms, we are unable to verify or authenticate any information you

provide to us or we believe that your actions may cause losses to, or legal

liability for, you, other users of the Site or us.

You shall not use any robot, spider, scraper or other automated means to

access the Site or any website provided as part of the Site for any purpose

without our express written permission. You shall not (a) take any action that

imposes, or may impose, in our sole discretion an unreasonable or

disproportionately large load on our infrastructure, (b) interfere or attempt to

interfere with the proper working of any of the Site or (c) bypass any measures

we may use to prevent or restrict access to the Site.

USER SUBMISSIONS

Any comment, material, information or other communication that you post,

upload or submit to the Site or that is displayed on the Site at your direction

(each a “Communication”) will be considered non-confidential and non- proprietary, and we will be under no obligation to maintain the confidentiality

of any Communication.

You are responsible for your Communications. You shall ensure that your

Communications do not infringe any copyright or trademark, do not defame

or constitute trade libel with respect to any person, entity, product or service,

or violate any other rights of any other of another person or entity. You shall

be solely liable for any claims, damages or other liabilities resulting from your

use of the Site or your uploading, posting, or submission of any

Communication or the content of any of your Communications.

Any opinions, advice, statements or other information contained in

Communications are those of the author and not of us. We do not endorse or

guarantee the accuracy, completeness or usefulness of any Communication.

Please do your best to ensure that your own Communications are accurate.

By posting, uploading or otherwise submitting any Communication, you grant

to us a non-exclusive, perpetual, irrevocable, royalty-free, fully paid-up

worldwide, fully sublicensable right to use, reproduce, modify, adapt, publish,

sell, translate, create derivative works from, archive, aggregate, distribute,

transmit, perform and display such Communication and your name, likeness,

voice, statements and endorsements as incorporated therein, in whole or in

part, in any manner and in any media, format or technology, whether now or

later known or developed, including all promotion, advertising, marketing,

merchandising, publicity and any other ancillary uses thereof, and including

the unlimited right to sublicense such rights, in perpetuity throughout the

universe, without any further notice or payment to or permission from you.

We may, but are not obligated to, monitor or review Communications. We are

not in any manner responsible for the content of Communications. By

providing you with the ability to view and distribute user-generated and/or

user-submitted content on the Site, we are not undertaking any obligation or

liability relating to any such content, including without limitation any liability

arising under the laws relating to copyrights, trademarks, defamation, privacy

or obscenity or any other applicable law. However, we reserve the right to

block or remove any Communication, including without limitation any

Communication that in our sole discretion we determine violates the Code of

Conduct.

LIABILITY DISCLAIMER FOR EDITORIAL CONTENT

The Site contains reviews, opinions and information regarding products and

services manufactured or provided by third parties. We are not responsible in

any way for such products and services, and nothing contained on the Site

should be construed as a guarantee of the functionality, utility, safety or

reliability of any product or services reviewed or discussed on the Site. Please

follow the directions provided by the manufacturer or service provider when

using any product or service reviewed or discussed on the Site.

Although we use reasonable efforts to ensure that the Content we prepare is

accurate and informative, we cannot guarantee the accuracy or completeness

of the Content. Under no circumstances will we be liable in any way for any

Content, including, but not limited to, any errors or omissions in such Content,

any loss or damage of any kind incurred as a result of your reliance on such

Content or the use of any product or service reviewed or discussed in such

The Site may from time to time include Content concerning

medical/legal/financial/ health-related products or services. However, we do

not provide medical/legal/financial advice. The reader should consult his or

her medical/legal/financial professional before adopting any suggestion

contained in, drawing any inference from or taking any other action in reliance

on any Content that addresses such issues.

The Content Provided on this site/blog is for educational purposes only. We

are not responsible for any adverse consequences arising out of your use of

our advice and opinions.

DISCLAIMER

We make no warranties or representations about the accuracy or

completeness of any Content or any Communication.

ALL OF THE CONTENT, COMMUNICATIONS, INFORMATION AND

FUNCTIONALITY CONTAINED IN AND/OR PROVIDED VIA THE SITE,

INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE

PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, WHETHER

EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO

APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,

INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF

MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON- INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES

ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO

NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE

SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE

CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES THE SITE

AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE

DO NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE

USE OF THE CONTENT OR COMMUNICATIONS IN THE SITE IN TERMS OF

THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS,

TIMELINESS, RELIABILITY OR OTHERWISE. THE ABOVE LIMITATIONS MAY NOT

APPLY TO YOU IF THEY ARE NOT PERMITTED UNDER THE LAWS OF THE

JURISDICTION IN WHICH YOU RESIDE.

LIMITATION OF LIABILITY

IN NO EVENT WILL WE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL,

PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL, DAMAGES, OR

ANY DAMAGES WHATSOEVER, EVEN IF WE HAVE BEEN PREVIOUSLY ADVISED

OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER

CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, ARISING OUT OF OR IN

CONNECTION WITH THE USE, INABILITY TO USE, OR PERFORMANCE OF THE

INFORMATION, SITE, PRODUCTS, FUNCTIONALITY AND MATERIALS

AVAILABLE FROM THIS SITE. THESE LIMITATIONS SHALL APPLY

NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED

REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON

HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR

LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES,

THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend, and hold us harmless from and against all

losses, expenses, damages and costs, including reasonable attorneys’ fees,

resulting from any violation by you of these Terms and/or your use of the Site.

APPLICABLE LAW AND DISPUTES

These Terms will be governed by and interpreted in all respects in accordance

with the substantive laws of the India, without regard to its choice of law

provisions. You hereby irrevocably consent to such venue and to the exclusive

jurisdiction of any such court over any such dispute. Any and all disputes

directly or indirectly arising out of or relating to the Terms or the Site will be

resolved individually, without resort to any form of class action. Any and all

claims, judgments and awards will be limited to actual out-of-pocket costs

incurred, and in no event shall you be entitled to recovery of attorneys’ fees.

Under no circumstances will any claimant be permitted to obtain any award

for, and you hereby waive all rights to claim, punitive, special, incidental or

consequential damages and any and all rights to have damages multiplied or

otherwise increased and any other damages, other than for actual out-of- pocket expenses.

Any cause of action or claim you may have directly or indirectly arising out of

or relating to the Terms or the Site must be commenced within one (1) year

after the claim or cause of action arises.

Our failure to insist upon or enforce strict performance of any provision of

these Terms shall not be construed as a waiver of any provision or right.

Neither the course of conduct between the parties nor trade practice shall act

to modify any of these Terms. We may assign our rights and duties hereunder

to any party at any time.

We make no representation that the contents of the Site are appropriate or

available for use in locations outside of India. Access to the Site from

territories where their content is illegal is prohibited. Those who choose to

access the Site from locations outside of the India do so on their own initiative

and risk and are responsible for compliance with applicable local laws. You

may not use or export any Content in violation of Indian export laws and

regulations.

INTELLECTUAL PROPERTY

The Site is our property. The Site may include content owned by others that is

licensed to us. ALL RIGHTS RESERVED.

NOTICES AND PROCEDURES FOR MAKING CLAIMS OF

COPYRIGHT INFRINGEMENT

ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE

FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.

We respect the intellectual property of others, and we ask our users and

visitors to do the same. We will process and investigate Notices and will take

appropriate actions under the Digital Millennium Copyright Act (“DMCA”) and

other applicable intellectual property laws. Upon receipt of a Notice complying

with the DMCA, we will act to remove or disable access to any material found

to be infringing or found to be the subject of infringing activity and will act to

remove or disable access to any reference or link to material or activity that is

found to be infringing.

If you believe that your work has been copied in a way that constitutes

copyright infringement, please provide us the following information. Please be

advised that to be effective, the Notice must include ALL of the following:

1. a physical or electronic signature of the person authorized to act on

behalf of the owner of an exclusive copyright that is allegedly infringed;

2. a description of the copyrighted work that you claim has been infringed;

3. a description of where the material that you claim is infringing is located

on the Site;

4. your address, telephone number, and email address and all other

information reasonably sufficient to permit us to contact you;

5. a statement by you that you have a good faith belief that the disputed

use is not authorized by the copyright owner, its agent, or the law;

6. a statement by you, made under penalty of perjury, that the above

information in your Notice is accurate and that you are the copyright

owner or authorized to act on behalf of the owner of an exclusive right

that is allegedly infringed.

Notices of claimed copyright infringement should be directed to:

By email: [email protected]

IMPORTANT NOTE: THE PRECEDING INFORMATION IS PROVIDED

EXCLUSIVELY FOR NOTIFYING US THAT YOUR COPYRIGHTED MATERIAL MAY

HAVE BEEN INFRINGED. ALL OTHER INQUIRIES, SUCH AS PRODUCT OR

SERVICE RELATED QUESTIONS AND REQUESTS, WILL NOT RECEIVE A

RESPONSE THROUGH THIS PROCESS.

CODE OF CONDUCT

You shall not, and shall not authorize or facilitate any attempt by another

person or entity to:

1. Post, transmit, or cause to be exhibited or displayed on or using the Site

any Communication that is harmful, threatening, abusive, harassing,

vulgar, offensive, obscene, pornographic, lewd, lascivious or otherwise

objectionable, in whole or in part, or that interferes with anyone’s use or

enjoyment of the Site, as determined by us in our sole discretion;

2. Post, transmit, or cause to be exhibited or displayed on or using the Site

any Communication that infringes another person or entity’s copyright,

trademark, right of publicity or other personal or proprietary right or

violates any applicable law;

3. Impersonate another person or entity;

4. Solicit personally identifiable information from any person;

5. Engage in disruptive activity such as posting Communications that are

unrelated to a forum’s designated topic or theme; or

6. Invade the privacy of any person, including posting personally

identifying or otherwise private or sensitive information about a person

without their consent or harvesting personally identifiable information

about users of the Site.

THIRD-PARTY SITES

The Site may contain links to other sites on the Internet, all of which have their

own privacy and data collection practices. Links to sites are provided only for

your convenience and you access such sites at your own risk. Links do not

imply that we sponsor, endorse, are affiliated with or associated with, or have

been legally authorized to use any trademark, trade name, service mark,

design, logo, symbol or other copyrighted material displayed on or accessible

through such sites.